Qualify to save an average of 30% by paying with HSA/FSA
How to check out at Creative Backyard Concepts with HSA/FSA funds
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures
Checking out with Truemed is easy!
Add to Cart & Proceed to Checkout
Find the perfect HSA/FSA eligible sauna for you, add it to the cart, and checkout.
Checkout
Skip past “Express Checkout” options at the top of the checkout page, proceeding to fill out “Contact” and “Delivery” sections.
You’ll then find “Truemed” as the last option in the “Payment” section of checkout.
NOTE: If automatically logged into your “Shop” pay account, exit by clicking “Check out as guest.”
Complete Health Assessment
Take a quick, private health survey. A licensed provider will review your answers to determine eligibility. (Generally 24-48 hours for approval.)
Make Your Purchase
Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN to submit your purchase for reimbursement.
How does using my HSA/FSA save me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition.
Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in root cause interventions.
Who is Truemed?
Common Questions
How does using my HSA/FSA account save me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,300 pretax to their HSA per year in 2025 ($4,400 in 2026), or $8,550 for a family in 2025 ($8,750 in 2026). Note, you can contribute an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,300 pretax to their FSA in calendar year 2025 ($3,400 in 2026).
What are FSA and HSA accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
Can I use my HSA/ FSA at Creative Backyard Concepts?
While it is possible to do so with Truemed, we do not recommend attempting to checkout with your HSA/FSA cards for compliance purposes. We strongly encourage simply transacting with your normal credit or debit card, and submitting for reimbursement as outlined above for the greatest likelihood of success.
Can I use my regular credit card at checkout?
Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA/FSA administrator.
What is a Letter of Medical Necessity, and how is this compliant?
The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
Are there fees associated with using Truemed’s services?
There is no cost to you. Creative Backyard Concepts has partnered with Truemed to offer this service as a convenience for our qualifying customers.
When should I use my FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. While HSA balances roll-over, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st.
How long does it take for me to receive my Letter of Medical Necessity?
Generally it takes 24-48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out at support@truemed.com for help.